Hybrid Financing Is Here. And It Hits the Sweet Spot.
Recourse and non-recourse each brought strengths, but never the full solution. Until now.
Hybrid Financing is the sweet spot between recourse and non-recourse patient financing. And it’s exclusively at CarePayment.
The Future of Patient Financing Is Hybrid
Hybrid Financing is the first-of-its-kind model that adapts in real time, combining the scale and inclusivity of recourse with the financial protection and efficiency of non-recourse. That means more cash, less risk, and a compassionate, zero-interest experience for every patient.
Hear CarePayment CRO Brian Brown explain how Hybrid Financing was built, why it matters, and what it delivers for providers.
Watch the full first-look webinar to hear directly from CarePayment’s executive team about how Hybrid Financing works, why it was built, and how it fits seamlessly into provider operations.
Why Choose One When You Can Have Both?
Hybrid Financing combines the best of recourse and non-recourse to unlock more cash, reduce risk, and deliver a better patient experience — all in one seamless solution.
- Higher reserves + provider liability
- Predictable, but lower returns
- Most patients eligible
- Can be rigid or inconsistent
- One-size-fits-all
- Heavy staff lift, more manual work
- Reduces reserves by dynamically shifting qualified accounts
- 3–5x more cash than traditional models
- Interest-free access for every patient
- Compassionate, seamless experience from start to finish
- Adapts in real time to patient behavior and account eligibility
- Reduced burden through intelligent automation
- Lower risk with limited patient reach
- Higher returns, but smaller scale
- Excludes many patients
- Often outsourced or impersonal
- Static, limited flexibility
- Moderate reconciliation requirements
Want to talk through the best fit for your organization? Let’s connect.
Your Hybrid Financing Questions, Answered.
Hybrid Financing is CarePayment’s newest innovation. Our dynamic solution intelligently transitions eligible funded accounts from recourse to non-recourse based on patient behavior and payment activity. It’s the first program to combine the benefits of both models without sacrificing patient access or provider outcomes.
Curious About Hybrid? Let’s Talk.
See how Hybrid Financing, the only model that combines the power of recourse and non-recourse, can deliver more cash, less risk, and a better patient experience for your organization.
