A BETTER IDEA FOR PATIENTS
0.00% APR Interest-Free Patient Financing
A BETTER IDEA FOR PATIENTS
0.00% APR Interest-Free Patient Financing
How CarePayment Helps
High-deductible health plans are on the rise, and medical debt is the leading cause of debt and bankruptcy in the U.S. People of every walk of life and age group can find themselves at some point struggling to cover medical costs. That is why healthcare providers partner with CarePayment to offer their patients payment options with no interest (0.00% APR) and flexible terms. CarePayment is not a collection agency or credit card company, and will not affect your credit rating.
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0.00% APR
(Annual Percentage Rate)
You pay no interest on your medical expenses with our 0.00% APR open-ended line of credit.
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Low Monthly Payments
Manageable monthly payments allow you to pay your balance over time.
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Flexible Terms
Flexible payment terms keep your monthly balance affordable with options to adjust your payment if new charges are added.
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No Impact on Credit Score
We are not a collection agency or a credit card company, and we do not affect your credit score.
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Find a Provider
CarePayment is available in more than 2,000 facilities across the U.S. If you can’t find a CarePayment provider in your area, complete this form and we will work to partner with your area's providers to offer CarePayment.
Payment Options
Already a CarePayment member? Choose one of the options listed below that best suits your needs.
Third Party Authorization
Because we must comply with HIPAA privacy laws as well as consumer lending laws and regulations, only authorized third parties can obtain information about your account, manage your account online, and make payments. To authorize someone else to access your account and make a payment on your behalf, login to the Member Portal, then complete and submit a Third Party Authorization Form.
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The CarePayment Plan was really great for me and I'm sure it would be great for anyone else. It helped me 100%.”
– Carl, Patient
See how CarePayment is helping patients effectively manage their medical expenses.
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Create an Online Profile
Have you received a CarePayment offer? Start managing your medical expenses with 0.00% APR interest-free financing.
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Patient Testimonials
“CarePayment came along and it was a great thing. It was so perfect! So, thank you for being there. I was very happy because I don’t want to not pay my bill it was just crazy at that time."
CarePayment Accounts are issued by Republic Bank & Trust Company, Member FDIC-insured, Kentucky state-chartered bank.